The People Behind the Policies When you work with HB Insurance, you’re not just choosing coverage — you’re choosing a team. A team of local professionals who care about your goals, understand your concerns, and are committed to helping you feel confident about the future. As we look ahead to 2026, our focus is simple: helping our clients plan smarter, stay protected, and feel prepared for whatever comes next. And it all starts with the people behind the scenes. Rooted in Main

Winter Is Here… and It Means Business If you live in Maine, winter isn’t just a season — it’s a full-time commitment. Snow piles up, temperatures drop, and your home works overtime to keep up. While winter brings cozy nights and snowy views, it can also bring frozen pipes, roof damage, and unexpected expenses if you’re not prepared. The good news? A little prevention can go a long way. With a few simple steps, you can protect your home — and your wallet — all winter long. Pro

Starting Fresh Comes with New Responsibilities Moving into a new place is exciting — whether it’s your first apartment, a rental upgrade, or your very first home. New keys, new routines, and a new sense of independence all come with the start of a new chapter. But with that excitement also comes responsibility. One of the most important — and often overlooked — steps when moving is making sure you have the right insurance in place. Having proper coverage from day one helps pr

A Fresh Year, A Fresh Perspective The start of a new year often brings a renewed sense of motivation. It’s a time to reset routines, set goals, and simplify wherever possible. While many resolutions focus on health or organization, one important area is often overlooked: insurance coverage. Reviewing your insurance at the beginning of the year is a simple step that can bring clarity, confidence, and peace of mind — setting the tone for the months ahead. Why Reviewing Your Cov

Welcoming a Fresh Start As one year comes to a close and a new one begins, it’s a natural time to pause, reflect, and express gratitude. The start of a new year brings fresh goals, renewed hope, and opportunities ahead — but before we look forward, we want to take a moment to say thank you. At HB Insurance, none of what we do would be possible without the people who make up our extended family — our clients, partners, and the communities we proudly serve across Maine. Gratefu

Why Peace of Mind Matters In life’s journey — from your first car to starting a family, buying a home, growing a business, and planning for retirement — having the right insurance brings something that’s priceless: peace of mind. At HB Insurance, we understand that life changes, goals evolve, and priorities shift. That’s why we offer a range of coverage options designed to protect you and your loved ones at every stage. Whether you’re just starting out or planning for the fut

Opening Your Home for the Season The holidays are a special time in Maine. Homes fill with laughter, kitchens stay busy, and friends and family gather to celebrate the season together. Whether you’re hosting a full holiday dinner, a casual get-together, or a cozy weekend with loved ones, opening your home is part of what makes the holidays so meaningful. With all that extra activity, it’s also important to take a few simple steps to keep your home safe, comfortable, and stres

Where Home and Community Come Together The holidays have a way of reminding us of what truly matters — the people we gather with, the places we return to, and the communities that make Maine feel like home. As the season brings families together and small towns light up with warmth and celebration, we’re reminded of just how special our local connections are. At HB Insurance, community isn’t just a word we use during the holidays — it’s the foundation of who we are, all year

The holiday season in Maine brings joy, family gatherings, and festive decorations. But it also comes with unique challenges for homeowners. Cold weather, busy schedules, and extra activity around the house can increase risks like frozen pipes, fire hazards, theft, and accidental damage. Taking a few simple steps can protect your home and give you peace of mind throughout the holidays. Here are five practical ways to keep your Maine home safe, cozy, and worry-free this season

When it comes to insurance, having choices matters. At HB Insurance, our independence means we are not tied to a single carrier. This freedom allows us to focus on what truly counts: supporting our clients and the communities we serve in Maine. Being an independent agency gives us the flexibility to offer personalized guidance, find coverage that fits each client’s unique needs, and build lasting relationships based on trust and appreciation. Putting Clients First with Flexib

The holidays are a time for travel—whether you’re heading across the country to see family or just spending a long weekend down the coast. But while you’re packing gifts and planning your route, it’s just as important to think about the home you’re leaving behind. Maine winters can be unpredictable, and an empty house can be more vulnerable to things like freezing temperatures, burst pipes, or unwanted visitors. The good news? A little preparation goes a long way. With a few

Maine’s charm isn’t just found in its scenic coastlines or colorful fall leaves — it’s found in the people. From small businesses that know their customers by name to neighbors who lend a hand when a storm rolls through, community is what keeps our towns strong. At HB Insurance, we believe that same sense of connection should guide how we protect the people and places we care about. Supporting local isn’t just something we talk about — it’s the foundation of how we serve. Why

November is here — the air has cooled, and Maine’s landscapes have transformed into a stunning display of orange and gold. This month, people gather around tables filled with warmth and gratitude, reflecting on what truly matters: our homes, our health, and our community. At HB Insurance, we cherish these values, recognizing they’re essential to our small towns' strength and vibrancy. In this post, we’ll explore how we help protect what locals hold dear, while sharing insight

In today's fast-paced world, many people look to large, online-only insurance companies for their coverage needs. While these companies offer convenience and often appealing pricing, they usually lack the personal touch found with local insurance agents. This blog outlines the significance of having a local insurance agent, like those at HB Insurance, who can provide tailored support, quicker response times, and genuine care—especially during stressful times like accidents, s

In a world filled with uncertainty, being prepared for emergencies is crucial. While many people focus on personal safety measures, the real strength lies in community cooperation. This blog will highlight how families, businesses, and organizations can work together to stay ready for emergencies such as storms, fires, or power outages. By nurturing a culture of preparedness, we not only ensure our safety but also build stronger community ties. The Power of Community Prepared

Insurance shouldn’t be spooky — but unexpected gaps in coverage can frighten anyone! In this week’s HB Insurance blog, we’re sharing a few simple “tricks” to help you avoid scary surprises before they happen. Whether it’s understanding what your policy really includes or making sure life changes haven’t created new needs, a quick review can make all the difference. At HB, we believe peace of mind should never be a mystery — and we’re always here to help our neighbors feel con

As autumn settles in, Maine's weather can change dramatically in just a few hours. One moment you might be enjoying a sunny afternoon, and the next, a storm could roll in, bringing heavy rain or strong winds. With fall storms on the horizon, ensuring your home is ready can allow you to appreciate the season’s beauty without anxiety fully. Here are practical and proactive steps to prepare your home for whatever Mother Nature has in store. Check Your Gutters One essential task