November is here — the air has cooled, and Maine’s landscapes have transformed into a stunning display of orange and gold. This month, people gather around tables filled with warmth and gratitude, reflecting on what truly matters: our homes, our health, and our community. At HB Insurance, we cherish these values, recognizing they’re essential to our small towns' strength and vibrancy. In this post, we’ll explore how we help protect what locals hold dear, while sharing insight